| 
                                                        The
                                                        following is the Agreement regarding the use of our site between the
                                                        Provider of the Membership Service ("We" and "Us") and
                                                        the enrolled member of this Membership Program ("You")
                                                        ("Terms of Use"). THIS AGREEMENT CONCERNING THE USE OF OUR WEB
                                                        SITE DOES NOT IN ANY WAY, CHANGE, ALTER OR SUPERSEDE ANY OF THE TERMS OF
                                                        THE MEMBERSHIP AGREEMENT YOU ACCEPTED AND AGREED TO WHEN YOU ENROLLED IN
                                                        THIS PROGRAM ("Membership Agreement"). YOUR MEMBERSHIP AGREEMENT
                                                        GOVERNS IMPORTANT DETAILS INCLUDING, AMONG OTHER THINGS, THE BILLING,
                                                        RENEWAL AND CANCELLATION POLICIES OF YOUR MEMBERSHIP. IF YOU HAVE ANY
                                                        QUESTIONS REGARDING YOUR MEMBERSHIP, CALL OR EMAIL OUR MEMBER SAVINGS
                                                        REPRESENTATIVES USING THE CONTACT INFORMATION PROVIDED ON THE "CONTACT
                                                        US" PAGE OF THIS SITE.
                                                     
                                                        Membership Benefits. As a member, You may
                                                        access through this site discounts and/or other benefits on certain
                                                        products and services offered by participating vendors. Benefits are
                                                        explained in either the "Member Area" of this site or in your Membership
                                                        Materials. Some of the Benefits may not be available in your area.
 
 
                                                        
                                                            Disclaimer of Liabilities. YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
                                                            
                                                                
                                                                    THE SERVICE AVAILABLE
                                                                    THROUGH OUR WEB SITE (THE "SERVICE") IS PROVIDED ON AN
                                                                    "AS IS" AND "AS AVAILABLE" BASIS. YOU USE IT AT
                                                                    YOUR SOLE RISK. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND,
                                                                    WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE
                                                                    IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
                                                                    PURPOSE AND NON-INFRINGEMENT.
 
                                                                    WITHOUT LIMITATION, WE
                                                                    MAKE NO WARRANTY THAT (i) THE SERVICE WILL
                                                                    MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED,
                                                                    TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS OBTAINED FROM USE OF
                                                                    THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY
                                                                    PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH
                                                                    OUR SERVICE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE
                                                                    SOFTWARE WILL BE CORRECTED.
 
                                                                    ANY MATERIAL DOWNLOADED OR
                                                                    OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS AT YOUR OWN RISK
                                                                    AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER
                                                                    SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH
                                                                    MATERIAL.
 
                                                                    NO ADVICE OR INFORMATION
                                                                    OBTAINED BY YOU FROM OUR PERSONNEL OR THROUGH OUR SERVICE SHALL
                                                                    CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THE TERMS OF
                                                                    SERVICE.
 
                                                                    FURTHER, YOU EXPRESSLY
                                                                    UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT,
                                                                    INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES,
                                                                    INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL,
                                                                    USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF
                                                                    THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM: (i)
                                                                    THE USE OR INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT
                                                                    OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA,
                                                                    INFORMATION OR SERVICES PURCHASED OR OBTAINED, OR MESSAGES RECEIVED,
                                                                    OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii)
                                                                    UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
                                                                    (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v)
                                                                    ANY OTHER MATTER RELATING TO THE SERVICE. SOME JURISDICTIONS DO NOT
                                                                    ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR
                                                                    EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.
                                                                    ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
 
                                                                    IN ORDER TO USE THIS SITE,
                                                                    YOU MUST HAVE ACCESS TO THE WORLD WIDE WEB, EITHER DIRECTLY OR
                                                                    THROUGH DEVICES THAT ACCESS WEB-BASED CONTENT. IN ADDITION, YOU MUST
                                                                    PROVIDE ALL EQUIPMENT NECESSARY TO MAKE SUCH CONNECTION TO THE WORLD
                                                                    WIDE WEB, INCLUDING A COMPUTER AND MODEM OR OTHER ACCESS DEVICE. YOU
                                                                    ARE SOLELY RESPONSIBLE FOR ALL CHARGES ASSOCIATED WITH CONNECTING TO
                                                                    THIS WEB SITE THROUGH AN AVAILABLE ACCESS NUMBER.
 
                                                            Modification of Service. You agree that at our
                                                            sole discretion and without prior notice or liability, We may at any
                                                            time either temporarily or permanently discontinue or modify any
                                                            aspect of our site including, without limitation, (i)
                                                            restricting the time our site is available; (ii) restricting the
                                                            amount of use permitted; and (iii) restricting or terminating any
                                                            user's right to use our site.
 
                                                            Access to Your Account. In order to permit Us to protect the quality of our site and services,
                                                            You hereby consent to Our employees being able to access Your account
                                                            and records as necessary to investigate complaints and other
                                                            allegations or abuse. We shall not disclose the existence or
                                                            occurrence of such an investigation unless required by law.
 
                                                            Site Links. Our web site may
                                                            include links to other Internet sites maintained by third parties
                                                            ("Linked Sites"). We provide You access to Linked Sites
                                                            solely as a convenience to You. We have no control over Linked Sites.
                                                            You acknowledge and agree that We are not responsible for the
                                                            availability of Linked Sites and You agree and understand that
                                                            inclusion of Linked Sites does not imply our endorsement of the Linked
                                                            Sites or any content, advertising, products or other material
                                                            available from Linked Sites. You further agree that We shall not be
                                                            held responsible or liable, directly or indirectly, for any damage or
                                                            loss caused by or in connection with the use of or reliance on any
                                                            such content, goods, or services available on or through any Linked
                                                            Sites.
 
                                                            Privacy. You have read Our
                                                            Privacy Policy, the terms of which are incorporated herein and You agree
                                                            that the terms of such policy are reasonable. You consent to the use
                                                            of your personal information by Us and/or our third party providers
                                                            and distributors in accordance with the terms and for the purposes set
                                                            forth in our Privacy Policy.
 
                                                            Denial of Access. These Terms of Use
                                                            constitute an agreement that is effective unless and until terminated
                                                            by Us. If You fail to comply with any term or provision of this
                                                            Agreement, You agree that We, in our sole discretion, may terminate
                                                            your access to our site. 
 
                                                            Modification of Terms of Service. We
                                                            reserve the right to change or modify these Terms of Use at any time
                                                            and your continued use of this site will be conditioned upon the Terms
                                                            of Use in force at the time of your use. You can always check the most
                                                            current version of the Terms of Use at this page.
 
                                                            Copyright & Trademark Notices. You
                                                            acknowledge that Our site contains information, software, photos,
                                                            video, text, graphics, music, sounds or other material (collectively,
                                                            "Content") that are protected by copyrights, patents,
                                                            trademarks, trade secrets, or other proprietary rights, and that these
                                                            rights are valid and protect in all forms, media and technologies
                                                            existing now or hereafter developed. All content is copyrighted under
                                                            U.S. copyright laws. The Program name and logo are Our trademarks. All
                                                            other trademarks appearing on the site are the trademarks of their
                                                            respective owners. You may not modify, publish, transmit, participate
                                                            in the transfer or sale, create derivative works, or in any way
                                                            exploit any of the Content in whole or in part.
 
                                                            Entire Agreement. This
                                                            Agreement contains all of the Terms of Use for this site and no
                                                            representations, inducements, promises or agreements concerning the
                                                            use of this site not included in this Agreement shall be effective or
                                                            enforceable. If any of the terms of this Agreement shall become
                                                            invalid or unenforceable, the remaining terms shall not be affected.
 
                                                            GOVERNING LAW.  THIS AGREEMENT REGARDING
                                                            THE TERMS OF USE OF THIS SITE, SHALL BE GOVERNED AND CONSTRUED IN
                                                            ACCORDANCE WITH THE LAWS OF THE STATE OF ILLINOIS WITHOUT GIVING
                                                            EFFECT TO THE CHOICE OF LAW PROVISIONS THEREOF.
 
                                                            ARBITRATION.  PLEASE READ THIS
                                                            PROVISION CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY
                                                            BINDING ARBITRATION.  ARBITRATION REPLACES THE RIGHT TO GO TO
                                                            COURT, INCLUDING THE RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION
                                                            OR SIMILAR PROCEEDING.  IN ARBITRATION, A DISPUTE IS RESOLVED BY
                                                            AN ARBITRATOR INSTEAD OF A JUDGE OR JURY.  THE ARBITRATOR'S
                                                            DECISION WILL GENERALLY BE FINAL AND BINDING.  ARBITRATION
                                                            PROCEDURES ARE SIMPLER AND MORE LIMITED THAN COURT PROCEDURES. 
                                                         
                                                        Any
                                                        claim, dispute or controversy between You and Us (or made by or against
                                                        anyone connected with You or Us, or claiming through You or Us) arising
                                                        from or relating to Your membership ("Claim"), including Claims
                                                        regarding applicability or validity of this arbitration provision, shall be
                                                        resolved by binding arbitration in accordance with the rules of the
                                                        American Arbitration Association ("AAA") then in effect, subject
                                                        to this Membership Agreement.
                                                     
                                                        Any
                                                        Claim regarding the validity or enforceability of this arbitration
                                                        provision shall be governed by the laws of the State of Illinois without
                                                        giving effect to the choice of law provisions thereof.   This
                                                        arbitration provision is made pursuant to a transaction involving
                                                        interstate commerce and, in all other respects, including the determination
                                                        of any questions about whether Claims are within the scope of this
                                                        arbitration provision and therefore subject to arbitration shall be
                                                        governed by the Federal Arbitration Act, 9 U.S.C. § 1-16
                                                        ("FAA"), and shall be resolved by interpreting the arbitration
                                                        provision in the broadest way the law will allow it to be construed.
                                                     
                                                        All
                                                        Claims are subject to arbitration, no matter what theory they are based on
                                                        or what remedy they seek.  This includes Claims based on contract,
                                                        tort (including intentional tort), fraud, agency, negligence, statutory or
                                                        regulatory provisions, or any other source of law.  Claims made and
                                                        remedies sought as part of a class action, private attorney general or
                                                        other representative action are subject to arbitration on an individual
                                                        (non-class, non-representative) basis.  As an exception to
                                                        arbitration, You and We retain the right to pursue in a small claims court
                                                        located in the federal judicial district that includes Your payment source billing
                                                        address at the time of the Claim, any Claim that is within the court's
                                                        jurisdiction and proceeds on an individual basis.
                                                     
                                                        The
                                                        arbitration shall be conducted before a single arbitrator, applying to the
                                                        Claims the substantive laws of the state of Illinois without giving effect
                                                        to the choice of law provisions thereof.  The arbitrator's authority
                                                        is limited solely to the Claims between You and Us alone.  The
                                                        arbitration will not be consolidated with any other arbitration proceeding. 
                                                        You and We do not agree to any arbitration on a class action or
                                                        representative basis, and the arbitrator shall not be authorized to treat
                                                        any Claim on a class action or representative basis.
                                                     
                                                        If
                                                        You prevail in the arbitration of any Claim against Us, We will reimburse
                                                        You for any fees You paid to the AAA in connection with the
                                                        arbitration.  Any decision rendered will be final and binding on the
                                                        parties, and judgment may be entered in a court of competent jurisdiction.
                                                     
                                                        Arbitration
                                                        rules and forms may be obtained from the AAA at http://www.adr.org/.
                                                        Claims shall be filed in any AAA office.  However,
                                                        any participatory hearing that You attend shall take place in Cook County,
                                                        Illinois
                                                     
                                                        This
                                                        arbitration provision applies to all Claims now in existence or that may
                                                        arise in the future.  The arbitration provision shall survive
                                                        termination of Your membership as well as voluntary payment of the debt in
                                                        full by You or any bankruptcy by You.
                                                     
                                                        IF
                                                        YOU DO NOT CHOOSE TO ACCEPT THIS BINDING ARBITRATION PROVISION, YOU MUST
                                                        NOTIFY US IN WRITING BY REGISTERED MAIL WITHIN TWENTY (20) DAYS AFTER
                                                        RECEIPT OF THIS "TERMS OF SITE USE."  IF YOU SO NOTIFY US BY
                                                        THAT TIME THAT YOU DO NOT ACCEPT THE BINDING ARBITRATION PROVISION, YOU MAY
                                                        CONTINUE TO BE A MEMBER FOR THE CURRENT MEMBERSHIP TERM.  HOWEVER, IN
                                                        THAT EVENT, WE SHALL HAVE THE RIGHT NOT TO RENEW YOUR MEMBERSHIP AT THE END
                                                        OF THE MEMBERSHIP TERM.
                                                     LAST UPDATED: 06/2017 |